Is 746 a good or bad credit score?

You know that your credit score is 746, but do you know what it means? Is 746 a good or bad credit score?

We will give you a grade like you are in school. A 746 credit score earns you the following grade: C

A 746 credit score is a C, but it is still pretty good. It is good enough to get decent loans and interest rates on credit cards. It is also good enough for most employers and insurers.

However, you should work on increasing your 746 credit score to receive better terms from financial institutions.

We recommend that you pay off your balances on your credit cards every month. Furthermore, make sure you always pay your bills on time. Missing a payment now and then may be why you only have a 746 credit score.

With some due diligence on your part, you should be able to increase your 746 credit score.

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Important Note
This is Valeur's interpretation of a credit score of 746, and not necessarily how all financial institutions, employers, lenders and so on would interpret a 746 credit score. Furthermore, our recommendations are simply what we would do, and may not apply to your situation.